Government & Koperasi Financing

Financing Options Built Around Your Salary.

Financing options for eligible Malaysian government servants, statutory body employees, GLC employees and cooperative members, subject to the applicable requirements.

Competitive Rates

Explore applicable financing packages.

Flexible Tenure

Options available subject to eligibility.

Salary Deduction

Available arrangements where applicable.

Check My Eligibility

Free eligibility check • No upfront service fee

Government and Koperasi Financing

Up to 10 Years

Available tenure options

Free

Initial eligibility check

Multiple

Financing options

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Speak with our team

Is This For You?

Who Can Explore These Options?

Your employment type can determine which financing options may be available to you.

Civil Servants

Explore financing options available to eligible Malaysian government employees.

Statutory Bodies

Financing options for eligible statutory body employees, subject to requirements.

GLC Employees

Explore available options for employees of participating government-linked companies.

Koperasi Members

Explore financing through applicable cooperative arrangements.

Financing Features

Why Explore Koperasi Financing?

Available financing structures can be designed around your employment profile and applicable repayment arrangements.

Competitive Rates

Explore applicable rates and financing packages based on your eligibility and profile.

Flexible Tenure

Available repayment periods can help you choose an arrangement that fits your circumstances.

Salary-Based Repayment

Where applicable, repayments may be structured through approved payroll deduction arrangements.

Simple Process

Your Application in 4 Steps

From checking your eligibility to completing your application, our team guides you through the process.

01

Check Eligibility

Tell us about your employment, income and financing needs.

02

Profile Review

Our team reviews your profile and applicable financing options.

03

Review Your Options

Understand the proposed financing, tenure, repayment and applicable charges.

04

Complete Application

Complete the required documentation and agreement process.

Before You Apply

What Documents May Be Needed?

Having your basic information ready can help make the application process smoother. Requirements may vary depending on the applicable financing package.

Ask About Requirements

Identification

Valid personal identification details may be required for verification.

Latest Income Information

Payslip or other income information may be requested for assessment.

Employment Information

Your department, employer or employment details may be required.

Supporting Documents

Additional documentation may be requested depending on your application.

Frequently Asked Questions

Got Questions?

Here are some common questions about Government and Koperasi financing.

Who can apply for Government or Koperasi financing?

Eligibility depends on your employment type, income, documentation and the requirements of the applicable financing package.

Can GLC employees apply?

Eligible employees of participating government-linked companies may be able to apply, subject to the applicable requirements.

How does salary deduction work?

Where applicable, repayment may be structured through approved salary or payroll deduction arrangements.

How long can the repayment tenure be?

Available tenure can vary by financing package and applicant profile. Some options may offer tenure of up to 10 years, subject to the applicable terms.

What documents do I need?

Requirements may include identification, income information, employment details and supporting documents. The exact requirements depend on the applicable financing option.

Is the eligibility check free?

The initial eligibility check is free. Applicable financing terms, rates and charges should be explained before you proceed.

Ready to Check Your Eligibility?

Tell us about your employment and financing needs. Our team can guide you through the available options and explain the next steps.

Check My Eligibility on WhatsApp

Financing is subject to eligibility, assessment, applicable rates, terms and conditions.

Financing amount, approval, rates, repayment tenure and other terms are subject to the applicable product, eligibility assessment and relevant terms and conditions. Please review all applicable agreements and disclosures before proceeding.